Should A Relationship Be 50/50 Financially? When It should & Not

If you are wondering whether a relationship should be fifty-fifty financial or not then this is the right article for you.

 

Before I give you the answer to this question there is something very important you should understand.

 

Some couples will prefer splitting financial responsibilities due to certain reasons while others will never find it a good idea.

 

What I can say is that making your relationship 50/50 financially depends on how you tackle your money problems in your relationship.

 

I will share with you the factors so that you can come up with the best conclusion for this issue.

 

In this article, I will share with you if you should split your financial responsibilities in your relationship or not.

 

Some situations will force you to split your financial responsibilities in your relationship and some other cases won’t need you to do that.

 

Without wasting time, let me share with you some of the things you should know.

 

When a relationship should be fifty-fifty financially;

1. When your partner is using you financially.

If your partner is using you financially you will have to do something to stop him or her.

 

The only way you will be able to stop him or her from using you financially is to split the financial responsibilities.

 

if your partner aims to use you financially there is no way he or she will be willing to spend money on you.

 

The moment you will split the financial responsibilities your partner will find a way to pull himself or herself away from them.

 

This will give you the right approach to solve this situation. When you know that he or she is using for money after the split of the financial responsibilities then you can decide to cut him or her off.

 

Being with someone who uses you for money will only keep dragging you behind. You will never do anything solid in that relationship.

 

When you notice that your partner is using you for money this is the approach you should think of implementing.

 

Splitting the financial responsibilities will prevent your partner from using you financially since he or she will also be accountable for the things that you need.

 

He or she will also have to pay for the things that you need, he or she will be accountable for the rent that you have to pay and also the amount of money you will both need to save.

 

2. When your partner is heavily dependent on you.

If your partner depends on you financially in a way you feel that he or she lays all the financial responsibilities on you then you will have to split the financial responsibilities.

 

This is if you all earn the same amount of money yet he or she expects you to cover all the expenses.

 

Also, if your partner can work and he or she doesn’t want to work and change his or her financial status the only option you will have is to split the financial responsibilities in that relationship.

 

This will motivate your partner to work so that he or she can earn money to cover part of his or her expenses.

 

The moment your partner is expected to pay for some of the things that you all need it will be his or her duty to ensure that he or she covers those needs.

 

Your partner will not have time to lazy around since he or she will also be expected to pay for things and cover some expenses that are needed.

 

If your partner is heavily dependent on you to take care of the expenses he or she will have to make an effort to change that.

 

He or she will have to work to earn money so that he or she manages to pay for the things that he or she is needed to.

 

The split of the financial responsibilities will ensure that there is an equal contribution when anything is needed in that relationship and it will stop one from depending heavily on the other.

 

3. When you both earn the same amount of money.

If you all earn the same amount of money it makes sense if you split the financial responsibilities in your relationship.

 

Since you all have the same amount of money you can choose to take care of your needs without any issue.

 

There will be no complaints of any kind since you all have the same amount of money. You can contribute equally to the expenses that are needed without an issue.

 

So, if your partner and you earn an equal amount of money then you should think of sharing the financial responsibilities.

 

This will make it easier for you to pay for the things that you need since no one will weigh heavily on the other.

 

4. When you want to teach your partner to be financially responsible.

If your partner is not responsible enough, he or she uses money recklessly without considering the effort you put into earning that money, splitting the financial responsibilities will be the best way to teach him or her to be accountable.

 

When your partner is irresponsible and you want to teach him or her a lesson you should think of making the relationship 50/50 financially.

 

Your partner will have no choice but to be responsible since he or she has to be accountable for the amount of money he or she has to spend.

 

The moment your partner has to contribute money to the things that you need he or she will be cautious about how he or she spends them.

 

When your partner is irresponsible and you keep on paying for things that you all need without even considering what your partner has to contribute then he or she will keep on being irresponsible.

 

But when he or she has to pay for things and cover half the expenses it will make him or her be mindful of how he or she spends money.

 

5. When your partner wants to be involved in the financial issues of the relationship.

When your partner wants to be involved in the financial issues of the relationship you will have to split the financial responsibilities.

 

There is a reason why your partner may want to be involved in the financial issues of the relationship.

 

How would you feel if your partner takes care of all the financial responsibilities and he or she lets you do nothing?

 

At one point you will feel that you have no idea what your partner deals with and you will want to be a part of it.

 

You will want to help your partner so that you become aware of the issues that he or she is facing while clearing the bills and paying for things.

 

This is what will push you to want to be involved in the financial issues of your relationship.

 

And is what will make your partner prefer to split the financial responsibilities so that he or she also gets to take care of certain expenses.

 

When you are all involved in financial issues it makes things easier when it comes to clearing the bills and paying for things that you want to have.

 

Also, being involved in the financial issues of your relationship will make your partner know that you care about him or her and this is what will motivate your partner to work harder and strive for financial independence in your relationship.

 

You might like this: How To Be Financially Independent In A Relationship

 

6. When you want to have a balance on how money is spent.

Sometimes if you want to know the amount of money you spent as a couple you will have to balance everything you spend money on.

 

When your partner pays half and you also pay the other half there will be a balance of how you all spend your money.

 

This will make it easier for you to budget and save money when you need to.

 

You must save money and budget for the things you want to purchase if you want to be financially secure.

 

Having a balance on how you all spend your money will make it easier for you to come up with a way to fix any financial issues that you come across in your relationship.

 

For instance, if your partner is not able to pay for things you always pay for or the bills that you usually clear at the end of the month, it will be easier for you to know how much money you require to cover your partner’s part.

 

When relationship should not be fifty-fifty financially;

1. When your partner doesn’t earn the same amount of money as you do.

If your partner doesn’t earn the same amount of money as you do, there is no need for you to split the financial responsibilities halfway.

 

There is no point for you to ask your partner to clear the bills and pay for the things that you need and yet he or she doesn’t earn as much as you do.

 

This will put your partner under pressure since he or she will have to struggle too much to meet those expenses.

 

To be honest, it might even be impossible for him or her to pay for the things that you want him or her to.

 

He or she doesn’t earn the same amount of money as you earn, there will be no balance of how you will both be spending your money and this means the concept of you splitting your financial responsibilities halfway will not be something admirable.

 

Your partner will fail to clear half of the bills and pay for the things that you need simply because the amount of money he or she earns doesn’t match the expenses you want him or her to clear.

 

So, if your partner doesn’t earn the same amount of money as you earn then you should not think of making your relationship fifty-fifty financially.

 

2. When your partner is not able to pay for half of the things that you need.

If you know that your partner can’t pay for half of the things you need you should not think of splitting the financial responsibilities by half in your relationship.

 

For instance, if your partner has a huge financial responsibility than you then this should let you know that it will be impossible for him or her to pay for half of the things that you need.

 

When your partner has to take care of his or her family since they depend on him or her, he or she has to pay tuition fees at the college he or she attends then it will be hard for him or her to pay half of the expenses.

 

The moment you will force him or her to pay for the things you want since you think splitting the financial responsibilities in your relationship will be fair then you will be making things worst between the two of you.

 

Your partner will not assume you are a non-considerate person and this might bring a conflict between the two of you.

 

So, if you know that your partner won’t be able to pay half of the expenses you need you should not think of splitting your financial responsibilities.

 

Your partner will realize that you care about him or her and you are ready to support him or her through his or her worst moments.

 

3. When there is no issue on how you tackle your financial issues in that relationship.

If you are okay with how you handle your money issues in that relationship you should not fight so hard to change that.

 

Why should you split the financial responsibilities if you solve all your money problems without exerting pressure on each other?

 

There is no point for you to do that if everything is going on well with how you handle your financial issues.

 

What I can tell you is that if there are no issues on how you tackle money problems in your relationship and you decide to make the relationship fifty-fifty financially your partner will think the worst of you.

 

He or she will think you are selfish or you are planning to cut him or her off.

 

This might bring issues between the two of you instead of fixing one. So, if your partner and you handle your money issues without a problem don’t think of changing how you do it.

 

We all have a problem with adjusting to new changes.

 

4. When your partner is not using you, not lazy and irresponsible.

If your partner is not using you for money, he or she is not lazy or irresponsible then you should not split the financial responsibilities.

 

Your partner is ambitious and he or she is trying his or her best to ensure that he or she doesn’t rely on you heavily.

 

You have to support him or her when she or he is doing everything he or she can to change the situation that he or she is in.

 

Give your partner a chance to work for the life that you all desire to live.

 

Splitting the financial responsibilities will weigh so much on him or her and she/he might fail to do the best.

 

If your partner is not over-dependent you should not think of splitting the financial responsibilities since he or she will think the worst of you.

 

On the other hand, if your partner is doing everything he or she can to change the life he or she lives in and update his or her financial status you should support him financially, you will do that by paying for everything you need.

 

Your partner will not always let you pay if he or she is someone who cares about the effort you put into clearing your bills.

 

At one point or another, he or she will offer to help you clear the bills.

 

So, if you don’t come across any financial red flags from your partner there is no need for you to think of making your relationship 50/50 financially.

 

Lastly…

 

By now I hope you know when you must split your financial responsibilities in your relationship or not.

 

You should not think too hard about splitting your financial responsibilities if you don’t have any issues when it comes to how you tackle your money issues.

 

If everything you handle goes smoothly and you don’t feel that your partner is weighing heavily on you then no need to split the financial responsibilities.

 

But if your partner is lazy, he or she is using you for money, he or she doesn’t want to do anything to change his or her financial status then you will have no choice but to split the financial responsibilities.

 

This will give him or her a challenge to rise and do what is right to ensure that he or she also helps you to cover the expenses.

 

If your partner is using you for money, you will be able to know when you split the financial responsibilities.

 

He or she will never be okay with helping you clear the bills since he or she is exploiting you.

 

When you find out that he or she is using you for money, the only thing you should do is to cut him or her off since he or she is with you for money and not love.

 

Thanks so much for reading, if you have any burning questions you should leave your comment. See you in my next article.

 

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